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The investment industry is facing a “60/40 problem.” At no point since 1900 have U.S. interest rates been at or near their lows when equities were at or near all-time highs. Since interest rates last peaked in 1981, advisors have leaned on a 60/40 portfolio allocation to deliver a less-volatile yet reliable return for investors. In the current environment advisors have to be more proactive because most market participants today do not recall what happened nearly 40 years ago. Rather than solving a new problem with an old solution, Blueprint has considerable evidence of a better way.

 

Our white paper addresses the following questions:

  • What is the "60/40 problem"?

  • How does Time Diversification enhance a 60/40 portfolio?

  • What if interest rates don't rise?